Stripe Fee Calculator
Free Stripe fee calculator for 2027: calculate processing fees for online, in-person & ACH payments. See exact fees, net amount & gross-up charge.
Stripe Fee Calculator
Enter your numbers below and hit Calculate — the answer appears instantly, computed entirely in your browser.
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What is Stripe fee calculator?
Stripe Fee Calculator — Free Stripe fee calculator for 2027: calculate processing fees for online, in-person & ACH payments. See exact fees, net amount & gross-up charge.
Fee = amount × rate + fixed fee for the chosen method — online 2.9% + $0.30, in-person 2.7% + $0.05, ACH 0.8% capped at $5 per charge; international cards add 1.5% and currency conversion adds 1%, both stacked. It is plain arithmetic — no AI. All rates are user-editable estimates because Stripe changes its pricing.
Why use this stripe fee calculator?
Built for stripe fee calculator
Free Stripe fee calculator for 2027: calculate processing fees for online, in-person & ACH payments. See exact fees, net amount & gross-up charge.
Transparent & honest
All rates and fixed fees are documented estimates — Stripe changes its pricing, so verify current rates on Stripe’s official pricing page before business decisions.
Private by design
Everything runs in your browser. Your inputs never leave your device.
Works everywhere
Fully responsive — perfect on desktop, tablet, and mobile. No app needed.
Regularly updated
Regularly maintained and reviewed to ensure accuracy.
Free forever
No accounts, no limits, no watermarks. Use Stripe Fee Calculator as much as you need.
How to use Stripe Fee Calculator
- 1Enter the charge amount in USD.
- 2Choose the payment method: online card, in-person card, or ACH bank debit — each has its own rate.
- 3Turn on "International card" for non-US cards (adds an estimated 1.5% to the rate).
- 4Turn on "Currency conversion" if Stripe converts currency (adds an estimated 1%, stacked).
- 5Review the fee, what you receive, the effective rate, and the gross-up amount to charge if you want to net the full amount.
What can you do with Stripe Fee Calculator?
- Stripe processing fee calculator — Free Stripe fee calculator for 2027: calculate processing fees for online, in-person & ACH payments.
- How much does stripe take per payment — Free Stripe fee calculator for 2027: calculate processing fees for online, in-person & ACH payments.
- Stripe international fee calculator — Free Stripe fee calculator for 2027: calculate processing fees for online, in-person & ACH payments.
Good to know
- All rates and fixed fees are documented estimates — Stripe changes its pricing, so verify current rates on Stripe’s official pricing page before business decisions.
- US standard schedule; volume or negotiated rates are out of scope.
- ACH’s $5 cap applies to the final stacked fee; the reverse "charge this" amount uses piecewise math so the cap is respected.
- Results are estimates for planning, not accounting or financial advice.
How it works
Fee = amount × rate + fixed fee for the chosen method — online 2.9% + $0.30, in-person 2.7% + $0.05, ACH 0.8% capped at $5 per charge; international cards add 1.5% and currency conversion adds 1%, both stacked. It is plain arithmetic — no AI. All rates are user-editable estimates because Stripe changes its pricing.
Examples
Fee $3.20, you receive $96.80 — charge $103.30 to net the full $100.
Fee $2.75 with the lower $0.05 fixed fee — cheaper than online.
Fee capped at $5.00, you receive $9,995.00 — a 0.05% effective rate.
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